We believe that open, honest communication is the foundation upon which the entire financial planning and wealth management process should be built. It’s important that we understand our clients’ current circumstances and their long-term goals and objectives.
It is our responsibility to help our clients better understand the “why” behind our guidance and recommendations; to explain subjects like historical capital markets’ behaviour, modern portfolio theory, strategic asset allocation, the benefits of broad global diversification and the importance of controlling costs.
WRITTEN INVESTMENT POLICY STATEMENT
Each GAIA firm believes that a tailored investment policy should reflect our clients’:
- Lifetime context on which investment decisions are based
- Investment time horizon
- Risk parameters and expected return
- Tailored target asset allocation for major asset classes
It must also incorporate:
- Any investment restrictions
- Performance benchmarking
- Reporting frequency
The policy is built on a robust and evidence-based investment philosophy.